Card Issuance & Payments

Issue cards and move money globally, without the license.

Reap holds Visa Principal Issuing status and settles stablecoin-to-fiat payouts across 220+ countries and territories. Fund and authorize spend in real time against fiat or stablecoin balances, on Reap's own ledger.

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Key capabilities

Multi-market licensing

Hong Kong, Singapore, and Mexico approvals are already in place, so you don't apply for your own.

Stablecoin and fiat funding

Fund and settle programs in stablecoins or fiat, authorized in real time against either balance.

Multi-rail payouts

Stablecoin-funded payouts settle into local fiat across 220+ countries and 18+ currencies, over SWIFT, SEPA, FPS, and FAST.

Real-time authorization

Card swipes are approved or declined synchronously against a balance on Reap's own ledger.

Compliance and fraud built in

PCI DSS compliance, tokenization, and real-time fraud monitoring, built into the infrastructure.

Agentic payments (upcoming)

Visa Intelligent Commerce in development, bringing programmable credentials and stablecoin settlement to AI agents.

Reap issues Visa cards, automates stablecoin-to-fiat payouts, and powers agentic commerce, with full documentation and sandbox access for every product.

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Read the Reap API documentation

Console coming soon

“

Exactly what we needed to launch crypto fast: Proven infrastructure, streamlined onboarding and a fully compliant in-app crypto experience.”

Tom Bilske, Head of New Products, bunq

Get in touch

Ready to add card issuance or stablecoin payments to your platform?

Talk to our team.

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