Consumer Tech & Neobanks

Add crypto, yield, and tokenized assets in-app, live in weeks.

Launch financial features without becoming a bank. Payward Services handles execution, custody, and compliance. You keep the brand.

Get in touch with sales Read the docs

15

Years operating history

$2T+

Annual transaction volume

12M+

Users on the underlying platform

90

Days or less to go live

Add crypto trading as a feature, not a pivot

Your users buy, sell, and hold crypto inside your existing app. Payward Services executes against institutional liquidity and custodies every asset.

Offer yield on idle balances

Your users opt into staking or yield from your app. Payward Services manages validator infrastructure, risk, and reward distribution.

Let users hold and spend in stablecoins

Your users fund accounts or spend via card. Payward Services handles conversion and settlement behind the scenes.

Add tokenized stocks alongside crypto

Your users trade xStocks through your interface. Payward Services manages collateralization and settlement.

Give users a self-custody wallet inside your app

Your users hold and use their own assets in a branded, non-custodial wallet; we provide the embedded wallet infrastructure, with keys secured by TEE-based signing.

Key capabilities

Live in weeks, not years

Modular APIs and dedicated implementation support get most partners to first transactions inside 90 days, with no setup fee, no implementation fee, and no minimum volume.

Full brand control

Your UX, your brand, your user relationship. Payward Services runs the engine behind it.

Everything handled

Liquidity, licenses, compliance, and infrastructure, all of it, so your team doesn't have to build a parallel stack.

Revenue from day one

Earn on every transaction your users execute, from the first trade.

For developers

If you're evaluating the API, the trading documentation covers authentication, order types, and webhook configuration.

Read the Trading documentation

Explore the API reference

Open the Console

“

Exactly what we needed to launch crypto fast: Proven infrastructure, streamlined onboarding and a fully compliant in-app crypto experience.”

Tom Bilske, Head of New Products, bunq

Get in touch

Ready to launch crypto in your product?

Talk to our team.

About Payward

Payward, Inc. is a collection of companies powering the open financial system.

This website is provided for general informational purposes only and does not constitute legal, financial, or investment advice. Access to products and services described herein may be subject to eligibility requirements and jurisdictional restrictions. For more information, see our Privacy Policy, Terms of Use, Cookie Policy, and Regulatory Disclosures. © Payward 2026. All rights reserved.